Planning Strategies, Inc. is a Registered Investment Adviser (RIA) providing holistic financial planning and personalized fee-based investment management. We take pride in successfully blending the support and strength of large organizations, with the service, attention, and dedication that only an independent hometown firm can bring.

Meet The Team

Meet The Team

Our team approach will help you achieve your financial goals.

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Our Services

Our Services

Whether your needs are financial planning, retirement analysis or investment management, our Financial Advisors are here to help.

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Why Fee-Based?

Why Fee-Based?

Transparency and unbiased financial advice are the building blocks to healthy, long term relationship.

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Good Retirement Savings Habits Before Age 40

Some early financial behaviors that may promote a comfortable future.    You know you should start saving for retirement before you turn 40. What can you start doing today to make that effort more productive, to improve your chances of ending up with more retirement money, rather than less? Structure your budget with the future in


The Rise of the Fee-Based Financial Professional

A huge shift is underway, with the client in mind.   A wave of change is transforming the financial services profession. The shift has been gradual, but noticeable. Increasingly, financial professionals are choosing to be compensated, partly or wholly, through fees rather than through commissions. This is a real change from the old status quo. In


Why the Brexit Should Not Rattle Investors

Wall Street has rebounded so many times, so quickly. Uncertainty is the hobgoblin of financial markets. Right now, investors are contending with it daily as the European Union contends with the United Kingdom’s apparent exit. Globally, many institutional investors have responded to this uncertainty by selling. Should American retirement savers follow their lead? They may


The A, B, C, & D of Medicare

Breaking down the basics & what each part covers.  Whether your 65th birthday is on the horizon or decades away, you should understand the parts of Medicare – what they cover, and where they come from. Parts A & B: Original Medicare. America created a national health insurance program for seniors in 1965 with two


Moving Into a Nursing Home Facility

What you and your loved ones need to know. At some point, someone you love may make the transition from living at home to residing at an assisted-living facility or nursing home. When should that transition occur, and what factors must be considered along the way? And what don’t these facilities tell you? When is


Retirement Blindspots

Some life & financial factors that can be overlooked. We all have a “blue sky” vision of the way retirement should be, yet it helps to plan for retirement with a little pragmatism. Fate may alter the course of our retirement in ways we do not currently anticipate. So, as we plan for the next


Why Are We Saving More and Spending Less?

Have our memories of the Great Recession altered our habits? Consumer spending accounts for more than two-thirds of economic activity in the United States. Lately, that spending has moderated. Across the 12 months ending in March, personal spending advanced 3.4%. That matched the gain seen in 2015.1,2 Is a 3.4% annualized gain in personal spending